Cross-Border Payments & Remittance
Enable international money transfers with compliance, FX, and multi-corridor support
Power cross-border payment flows for individuals and businesses. Handle the complexity of multiple currencies, compliance requirements, and payment corridors while providing fast, transparent, and cost-effective international transfers.
Who This Solution Is For
We believe in honest qualification. This solution is designed for specific use cases—not everything.
Designed For
- Money transfer operators (MTOs) and remittance companies
- Banks offering international payment services
- Fintechs building cross-border payment products
- Corporates with international treasury needs
- Marketplaces with cross-border seller payouts
Not Designed For
- Domestic-only payment operations
- Cryptocurrency or blockchain-based transfers
- Trade finance or letters of credit
What You Can Launch
Concrete use cases enabled by this solution—focused on outcomes, not features.
Consumer Remittance Services
Enable individuals to send money to family abroad with competitive rates and fast delivery.
Business International Payments
Support companies making supplier payments, payroll, and treasury transfers across borders.
Marketplace Cross-Border Payouts
Pay out to sellers, creators, or service providers in their local currency worldwide.
Multi-Corridor Payment Networks
Build and manage payment corridors with multiple payout partners and methods.
FX and Treasury Services
Provide competitive FX rates with hedging and treasury management capabilities.
Core Capabilities
Key capabilities grouped by responsibility area—what this solution enables for your business.
Customer-Facing Capabilities
- Multi-currency account and wallet support
- Real-time FX quotes and rate locking
- Transfer tracking and notifications
- Beneficiary management
Operational & Control Capabilities
- Corridor and partner management
- Compliance screening and sanctions checks
- Transaction monitoring and alerts
- Dispute and exception handling
Settlement & Lifecycle
- Pre-funding and liquidity management
- Partner settlement and reconciliation
- FX position management
Optional & Integration-Dependent Components
Additional capabilities that may apply depending on your specific requirements and context.
External Providers
Third-party services that can be integrated
- FX liquidity and rate providers
- Payout partners and correspondents
- Compliance and sanctions screening services
- Identity verification for cross-border KYC
Dependencies
Core infrastructure requirements
- Banking relationships for currency accounts
- Correspondent banking or payment network access
- Regulatory licenses per jurisdiction
Region-Specific
Geographic and regulatory considerations
- Corridor-specific payout methods
- Local regulatory reporting requirements
- Currency control and restriction handling
Cross-border capabilities depend on corridor availability, licensing, and partner network coverage.
How This Solution Uses the Platform
Cross-border payments require orchestration across multiple platform products for compliance, FX, and settlement.
Security & Compliance
Security is built into every layer of this solution. Here are the key controls and compliance considerations.
View Full Security DetailsSecurity Highlights
- Sanctions screening and watchlist checks
- Transaction monitoring for AML compliance
- Audit trails for regulatory reporting
- Secure data handling across jurisdictions
- Partner access controls and segregation
- Compliance workflow automation
Delivery & Rollout Considerations
Our approach to implementation focuses on phased delivery and realistic scoping.
Phased Approach
Cross-border implementations typically start with priority corridors, expanding to additional routes as partner integrations and licenses are established.
What Affects Scope
- Number and complexity of payment corridors
- Payout partner integration requirements
- Compliance and licensing across jurisdictions
- Volume and liquidity management needs
- FX and treasury complexity
Corridor availability and timelines depend on partner readiness and regulatory approvals.
Ready to Explore Cross-Border Payments & Remittance?
Let's discuss how this solution can support your business goals. Our team is ready to understand your requirements and explore what's possible.