Built for Regulated, Real-World Fintech
Fintech23 is designed for environments where security, compliance, and auditability are mandatory — not optional.
Our platform follows established enterprise security practices and is built to support regulated financial operations across different markets — focusing on controls, transparency, and operational safety, rather than unchecked claims.
Security by Design
Security is considered at every layer of the platform — from access control to data handling and operational workflows.
Core principles
- Least-privilege access by default
- Clear separation of roles and responsibilities
- Explicit approval flows for sensitive actions
- Traceability for critical events
These principles are applied consistently across platform modules.
Access Control & Governance
Fintech23 supports structured access and governance models commonly required in financial institutions.
- Role-Based Access Control (RBAC)
- Maker–checker / dual-control workflows
- Configurable approval hierarchies
- Permission-scoped administrative actions
This allows institutions to align the platform with their internal policies and regulatory expectations.
Auditability & Traceability
The platform is designed to support formal audit and review processes.
- Immutable audit logs for critical actions
- Timestamped event records
- User and system action traceability
- Clear state transitions for financial workflows
Audit data can be retained and reviewed according to institutional and regulatory requirements.
Data Protection & Environment Controls
Fintech23 follows common enterprise practices for protecting data and environments.
- Logical separation between environments (Dev / UAT / Production)
- Secure handling of credentials and secrets
- Support for data access restrictions by role and purpose
- Configurable data retention policies
Specific data residency and retention requirements are implemented based on client and regulatory needs.
Infrastructure & Operational Security
Operational security focuses on stability, visibility, and controlled change.
- Controlled deployment and release management processes
- Monitoring and alerting hooks for operational visibility
- Incident response and rollback procedures
- Change tracking for configuration and workflow updates
These measures help reduce operational risk in live environments.
Compliance Alignment
Fintech23 is developed and delivered following enterprise-grade processes and standards.
Through Brain Station 23, our delivery organization is:
- CMMI Level 3 Appraised
- ISO 9001:2015 certified (Quality Management)
- ISO 27001:2013 certified (Information Security Management)
These certifications govern how the platform is built and delivered, supporting consistency, security awareness, and process discipline.
Important: Regulatory compliance ultimately depends on licensing, operational setup, and third-party providers. Fintech23 is designed to support compliance — not replace regulatory responsibility.
Shared Responsibility Model
Security and compliance are a shared responsibility.
Fintech23 provides:
- Secure platform architecture
- Configurable controls and workflows
- Audit and monitoring capabilities
Clients remain responsible for:
- Licensing and regulatory approvals
- Provider selection (KYC, AML, payment rails)
- Operational policies and procedures
This clarity helps avoid unrealistic expectations and reduces long-term risk.
Designed for Real Audits — Not Marketing Claims
Fintech23 does not rely on vague security promises. Instead, we focus on:
This approach supports regulator reviews, partner due diligence, and internal risk assessments.
Want to Review Security in Context?
Security requirements vary by market, regulator, and operating model.
We're happy to walk through how Fintech23 aligns with your specific use case.