Digital Lending for Rural Inclusion
Transforming paper-based microfinance into a digital-first operation serving rural communities.
The Challenge
The institution needed a platform that could support their group lending model, work reliably in low-connectivity environments, and provide real-time visibility into loan performance across their field operations.
Our Solution
We implemented the Fintech23 lending platform with configurations for group-based lending and offline-capable field agent applications. The solution included automated repayment scheduling and portfolio monitoring dashboards.
Key Outcomes
Loan disbursement time reduced from 2 weeks to 2 days
Real-time portfolio visibility across 500+ field agents
Collection efficiency improved through automated reminders
Paper-based processes eliminated across all branches
Technical Implementation
A closer look at the architecture and modules deployed for this solution.
Products Used
- Ledger & Account Management
- Product Configuration & Pricing
- Merchant & Agent Management
- Operations, Reconciliation & Reporting
- Workflow & Approval Management
Timeline
Completed in 7 months