Fintech Shouldn't Take Years — or Millions
Legacy fintech platforms are slow, rigid, and costly to evolve. Fintech23 is built to launch faster, adapt continuously, and scale without rewrites.
18+ months of slow, rigid implementations
Heavy customization & ongoing change costs
Tightly coupled, hard-to-change integrations
Complex, manual compliance and approval processes
Launch in weeks, not years
Loosely coupled, modular architecture
Policy-driven configuration & control
Built-in compliance controls
Build Real-World Fintech Products
Launch and scale regulated financial products on a shared, modular platform—without rebuilding your core every time.
Digital Wallet Platforms
Launch secure consumer or business wallets with balances, transfers, and transaction history.
- Balances & transfers
- Transaction history
- Role-based controls
Digital Banking Platforms
Build regulated digital banking experiences with accounts, ledgers, and approvals.
- Accounts & ledgers
- Approval workflows
- Extensible product logic
Cross-Border Payments & Remittance
Enable international transfers, FX flows, and remittance corridors.
- Remittance corridors
- Built-in compliance
- Transaction orchestration
Merchant & Agent Platforms
Operate and scale merchant or agent networks.
- Configurable roles & limits
- Settlement workflows
- Network management
Credit & Lending Infrastructure
Support loans, BNPL, and credit products with configurable terms and schedules.
- Configurable terms
- Repayment tracking
- Schedule management
Onboarding, Identity & KYC
Digitize customer onboarding with identity verification and KYC workflows.
- Identity verification
- KYC workflows
- Approval-based controls
All products run on a shared core platform with ledger, workflows, risk controls, auditability, and integrations built in.
Designed for Regulated, Real-World Fintech
Built to operate under real regulatory constraints—across markets, products, and institutions.
Modular by Design
Compose products from independent modules—without hard dependencies or risky rewrites.
Policy & Workflow Driven
Control behavior through configurable policies and approval workflows—without hardcoding logic.
Bank-Grade by Default
Security, controls, and observability are built in—not added later.
Operable at Scale
Designed to run day-to-day operations reliably across products, teams, and markets.
Core Platform Capabilities
Backed by a full operational core — workflows, reconciliation, auditability, observability, and deep integrations — required for regulated fintech at scale.
Ledger & Account Management
Multi-currency ledger with real-time balance tracking and full auditability
Payments & Transaction Orchestration
Transaction routing, retries, reversals, and settlement flows
Customer, Identity & KYC
Customer profiles, verification states, and compliance lifecycle
Risk, Fraud & AML Controls
Risk scoring, fraud detection, and AML/sanctions enforcement
Merchant & Agent Management
Onboarding workflows, hierarchy, and settlement tracking
Digital Channels & Access Platform
Web, mobile, USSD, and role-based access governance
Trusted by Industry Leaders
Proven in production by banks, fintechs, and payment platforms operating at real scale.
Case Studies
See how leading fintechs and banks have transformed their operations with our platform.
View Case StudiesPlatform Demos
Watch guided tours of our core modules and see the platform in action.
Watch DemoBuilt for Security, Scale, and Control
Enterprise-grade architecture designed to support regulatory, security, and operational requirements.
Security & Compliance
Security controls and processes designed to align with industry-recognized standards and regulatory expectations.
Architecture & Modularity
Microservices-based architecture with independent scaling and fault isolation.
Deployment Models
Flexible deployment models to meet data residency, security, and operational needs.
Designed to Integrate with Your Stack
Connect with banks, payment rails, KYC/AML providers, FX partners, and cloud environments—without forcing vendor lock-in.
Ready to Build Something Real?
Whether you're launching from scratch or modernizing legacy infrastructure, we'll help you find the right path forward.
Frequently Asked Questions
Everything you need to know about the platform and how it can help your business.
Still have questions?
Contact our team→Let's Build the Future of Finance—Together
From idea to production, we're here to help you move with confidence.